KCGF shares credit risk with financial institutions, enabling more businesses to invest, grow and create jobs.
Select a stage to see how resources and activities translate into results.
Financial barriers constrain investment, growth and job creation.
The report presents KCGF’s results in expanding access to finance and analyzes the changes created among supported businesses.
A manufacturing enterprise secures guaranteed financing, invests in new equipment, and increases its production capacity.
Indikatorët ndjekin progresin nga shtrirja e financimit dhe shtueshmëria, te performanca e bizneseve dhe ndikimi afatgjatë.
What financing is mobilized and who benefits?
Does the credit guarantee generate additional financing and better lending conditions?
How did the business change after receiving financing?
What are the long-term benefits for the economy and society?
KCGF’s guarantee instruments support investments that create economic opportunities, foster innovation, and contribute to the green transition.
KCGF’s impact is directly linked to six Sustainable Development Goals.
The key conditions that link KCGF’s intervention to the expected results.
The credit guarantee should expand financing, rather than merely replace the risk of existing loans.
Financing supports equipment, technology, working capital, and activities that improve business performance.
Conditions, criteria, and processes should be tailored to the target groups and sectors.
Reliable data enable monitoring, evaluation, and continuous improvement of the instruments.
Guarantee schemes, also referred to as Guarantee Windows, are guarantees provided to financial institutions to cover the risk associated with loans issued to micro, small, and medium-sized enterprises (MSMEs). These guarantees cover the principal amount only and do not cover interest, other debt amounts, or other costs incurred by the lender.